Our approach to Life Insurance is not a one-size fits all strategy. Life Insurance prepares you and your family for the unexpected. It serves numerous purposes: long-lasting financial security, covers funeral and medical expenses, settles debts, and pays for your children’s college education. How Life Insurance Works Life insurance is similar to other insurance policies; you determine the amount of coverage you want, the length of the plan, and pay your monthly premiums. The payment of your premium could be monthly, quarterly, or annually for ten to twenty or more years of your lifetime. Upon your death, the beneficiaries listed on your policy receive a lump sum death benefit. Plan for the Future Now The best time to prepare for the future is now. Consider a life insurance policy that will erase all future financial worries for your loved ones.