Worker’s Compensation Insurance
If you reside in New York and have employees on payroll, the law requires that you have worker’s compensation plus disability insurance. You want to have a policy that will take care of your workers if they sustain an injury in the course of business operations. Contact NYC Metro Insurance now, and one of our agents will provide you with the best options for worker’s compensation to protect your business, your workers, and you. When accidents happen to workers in your company, the financial burden of medical expenses and lost wages could have a great impact on your business. We protect you financially against any losses your business may face in the event that an employee is injured on the job.
An employee can easily sustain an injury or fall ill due to the nature of the job and the workplace environment. An employee can get injured by carrying heavy equipment, tripping on a wet or oily surface, or due to fire or explosion. All the medical expenses of treating the worker will be covered.
The cost of training the injured employee to recover and return to work is included.
During treatment and recuperation, the coverage will ensure that a portion of the injured employee’s wages is paid to him.
It should be noted that claims for a worker who becomes disabled due to an on-the-job accident– such claims fall under disability insurance category.