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Long Term Care Insurance

Long Term Care Insurance in NYC

Given that the cost of a nursing home is approximately $200+/day and can only be expected to increase, it is imperative to consider long term care plans for the future. Regular health insurance (ie Medicaid & Medicare) do not cover expenses that arise during your senior years. This includes assistance with personal care and support performing everyday activities. Long Term Care Insurance Coverage

  1. Rehabilitation exercises in a nursing home or at home

  2. Care by a skilled nurse either at home or in a long term care facility.

  3. Provision of daily needs such clothes, food, etc.

  4. Special care for people with a cognitive impairment like Alzheimer’s disease

How It Works Long term care insurance works exactly like other insurance policies. The insured pays a monthly premium to keep the policy active. Your policy will ensure protection from the high costs of treatment for health conditions which require long-term care.